Currency:
BGM
Rs.
Rs.
Rs.
CGM
Rs.
Fingerstick
-
per reading
CGM
-
per reading
Fingerstick monthly total -
CGM monthly total -

Each method's per-reading cost is calculated from all consumable and hardware components:

Fingerstick cost per reading =
(Strip box cost / strips per box)
+ (Lancet box cost / lancets per box)
+ (Meter cost / 730 days) / readings per day

CGM cost per reading =
Monthly cost / (readings per day x 30)

Monthly fingerstick cost =
Cost per reading x readings per day x 30

The meter is amortised over 2 years (730 days), reflecting typical replacement cycles. CGM readings default to 288/day (one reading every 5 minutes, as produced by Freestyle Libre, Dexcom, and similar sensors).

  • Data density: CGM provides 288 readings per day vs 4-8 with fingerstick. The cost per reading is dramatically lower - but the question is whether you need that many readings.
  • Hypoglycaemia prevention: A single A&E visit for severe hypoglycaemia can cost EUR500-3,000+. CGM's continuous alarming has demonstrated significant reduction in such events, particularly overnight.
  • Time-in-Range improvement: Studies show CGM users improve Time-in-Range by 10-15 percentage points on average, reducing long-term complication risk and downstream costs.
  • Insurance coverage: Many plans now cover CGM for Type 1 and insulin-dependent Type 2. With coverage, out-of-pocket CGM cost drops significantly - often below equivalent fingerstick costs.
  • Sensor lifespan: If you extend CGM sensor wear (where medically appropriate), your per-reading and per-day cost decreases further.
  • Calibration fingersticks: Some CGM systems require 1-2 calibration fingersticks per day - add this to your CGM total for a complete comparison.
! Medical & Financial Disclaimer
This calculator is for educational purposes only. CGM and test strip prices vary significantly by country, insurance coverage, and retailer. Sensor accuracy and readings per day differ by device and manufacturer. This is not medical or financial advice. Consult your diabetes care team before changing your monitoring approach.